I’m getting Social Security benefits before 65

Follow this path if you're going to get retirement or disability benefits from Social Security at least 4 months before you turn 65. You’ll automatically get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) when you turn 65. You’ll still need to make important decisions about your coverage, like whether you need to add drug coverage.

African American man with light blue shirt holding Get Ready for Medicare pamphlet

If you’re getting Social Security disability benefits, you’ll get Medicare automatically after getting disability benefits for 24 months. If you have ALS (also called Lou Gehrig’s disease) you’ll get Medicare automatically as soon as you start getting disability benefits. In both cases, follow the path on this page, but keep your timing in mind.